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As a loan officer, I thoroughly enjoy helping people realize their dream of homeownership. I am happy to be working with HomeSale Mortgage, your local mortgage company. As a local lender, we’re able to provide our clients with quick processing and underwriting, excellent service, and on-time closings. I was born and raised in Sinking Spring, PA, where I currently reside. Outside of work, I’m an avid dog lover and enjoy spending time with my nine-year-old
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WHAT ARE PEOPLE SAYING ABOUT JAMES REAM

James and his team explained the steps the whole way through the process and were always there to answer questions. The made it feel easy.

- Corinne N.

James was able to get me a great rate and stayed on top of it and had alternatives available as we were on a time crunch. Made the process super easy

- Zachary J.

James ensured we were informed throughout the entire home buying process. He made what can be a stressful time very pleasant.

- Daniel D.

James was the best loan officer I’ve ever had! He was very helpful throughout the entire process, and he was extremely patient with all of my questions. I never felt lost during this process, James always explained everything and was always there to answer any questions I had. Buying a home can be stressful, but James always made my wife and I feel at ease. If we were ever unsure of something he would immediately help and explain things to us. We are very grateful for James service!

- Thomas D.

Working with James couldn't have been any easier. He was always available to answer any questions we had and we felt he really had our best interest at heart. we would definitely recommend him to any friends and/or family interested in moving in the future.

- Keith V.

Home Sale Mortgage was great to work with. They made the home buying process an easy one. I would highly recommend them when looking to buy a home.

- Andrew M.

James was great, easy communication and friendly. Always willing to answer my questions at anytime.

- Gregory J.

James is a very calm and kind person. He refuses all the problems that pop up prior to and after closing.

- Jean H.

James was fine, I felt the required paperwork was ridiculous, and the length of ti me was too long. Also, the lady in the office was rude.

- Gregory J.

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- Stephanie B.
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